Your creative resource for small business financing,
real estate development and technical assistance.

What We Do

The Capital Regional Development Council, CRDC, is your creative source for non-traditional financing for small business working capital, real estate acquisition, and equipment needs.  We also work with regional developers to assist with impactful development and redevelopment projects. Let us work with your financial institution to make your project happen. From SBA 504 commercial real estate loans to direct small business loans CRDC has the expertise and experience to get your project financed!
Working closely with commercial lenders, banks and collaborative partners CRDC provides gap financing of between 10 and 50% of total project costs at competitive rates. 

SBA 504 Rates:  JULY 2024

20-year real estate rate: 6.73%

10-year machinery rate: 7.04%  (adjusts bi-monthly)

25-year real estate rate: 6.64%

The rates are set monthly by SBA's investment bank, Wells Fargo, after review of market rates.

Effective rate means the total annual interest rate with all components (investor debenture rate, SBA fee, servicing agent fee and CRDC fee.


SBA 504: 94 loans outstanding, $30,237,577

DIRECT: 55 loans outstanding, $9,221,417

TOTAL: 149 loans, $39,458,994







Capital Regional Development Council Practices Equal Treatment of Clients
CRDC does not discriminate on the basis of race, color, religion, sex, marital status, disability, age or national origin in services or accommodations offered or provided to our employees, clients or guests. These policies and this notice comply with regulations of the United States Government. Violations of this policy may be mailed to: Administrator, Small Business Administration, Washington, D.C. 20416.