Your creative resource for small business financing, real estate development and technical assistance


  • "ather daughter duo Peter and Alana Samuelson recently put the final coat of paint on their new 6,500 sf precision machine shop located on Caldwell Drive in Amherst. With the help of Enterprise Ba…"

The Capital Regional Development Council, CRDC, is a very competitive source for creative and non-trational financing for small businesses, real estate development, and more.  Let us work with your financial institution to make your project happen.  From SBA 504 commercial real estate loans to direct small business loans and Brownfield loans, CRDC has the expertise and experience to get your project financed!

SBA 504 REFINANCING IS PERMANENT EFFECTIVE JUNE 24, 2016. CALL LIZ OR JENN FOR DETAILS.

STAFF CONTACTS

Stephen Heavener: 603/496-1875, sheavener@crdc-nh.com

Liz Sweeney: 603/369-6146, esweeney@crdc-nh.com

Jenn Boulanger: 603/369-6147, jboulanger@crdc-nh.com

Kim Imbriglio: 603/369-6073, kimbriglio@crdc-nh.com

JUNE 2016 SBA 504 20-YEAR EFFECTIVE FIXED RATE: 4.69%

BRADFORD LOAN FUND: In addition to the direct loan programs described under the Small Business Lending section, CRDC manages a small business loan fund targeted to growing businesses in the Town of Bradford in Merrimack County and surrounding communities. Loans of between $10,000 and $200,000 are available for real estate acquisition and improvements. Working capital loans are also eligible. The funds can be only used to fill a financing gap or match bank financing. Typically, a borrower is already working with a bank on a potential loan and the bank lender identifies a funding gap and reaches out to a CRDC lender to discuss a potential loan to address the gap. These funds typically provide less than 50 percent of the total project costs. Please contact a CRDC loan officer for additional information.

SBA 504 Rates

JULY 2016 20-YEAR REAL ESTATE EFFECTIVE RATES: 4.33% FIRST FIVE YEARS, 4.55% FULL 20-YEAR TERM.

JULY 2016 10-YEAR MACHINERY EFFECTIVE RATE: 4.67%.

The rates are set monthly by SBA's investment bank, Wells Fargo, after review of market rates.

EFFECTIVE RATE MEANS THE TOTAL ANNUAL INTEREST RATE WITH ALL COMPONENTS (INVESTOR DEBENTURE RATE, SBA FEE, SERVICING AGENT FEE AND CRDC FEE).

News Teaser

  • June 6, 2016
    CRDC's Executive Director, Stephen Heavener Featured in B & H Wealth Magazine's Monthly Newsletter
  • June 4, 2016
    SBA Refinancing has Returned
  • May 6, 2016
    CRDC Customers Recognized by SBA at Annual Awards Ceremony

Quick Links

PRINTABLE CRDC FACT SHEET: PDF

 

LOANS CLOSED AND FUNDED 6/1/16 Update

FY 2016 (October 1, 2015-September 30, 2016)

SBA 504: 5 loans funded: $1,313,000 total ($262,600 average loan size)

CRDC DIRECT PORTFOLIO LOANS: 16 loans funded: $1,588,000 total loaned ($99,250 average loan size)

TOTAL FY 2016 ACTIVITY TO DATE: 23 loans funded: $2,901,000 total

 

9/30/15 TOTAL LOAN PORTFOLIOS

DIRECT LENDING

49 loans outstanding, $9,586,676 originated, $7,946,676 outstanding

SBA 504

84 loans outstanding, $33,096,000 originated, $25,197,888 outstanding

Capital Regional Development Council Practices Equal Treatment of Clients
CRDC does not discriminate on the basis of race, color, religion, sex, marital status, disability, age or national origin in services or accommodations offered or provided to our employees, clients or guests. These policies and this notice comply with regulations of the United States Government. Violations of this policy may be mailed to: Administrator, Small Business Administration, Washington, D.C. 20416.