Your creative resource for small business financing, real estate development and technical assistance


  • "FiberNext partners, Ryan Irving and Craig Bowden are calling Concord, Home Sweet Home after an exhaustive search to relocate their business for their fast growing fiber optic business. FiberNext’s…"

The Capital Regional Development Council, CRDC, is your source for creative financing for small businesses, real estate development, and more.  Let us work with your financial institution to make your deal happen.  From SBA 504 commercial real estate loans to direct small business loans and Brownfield funds and more, we have the expertise and experience to get your deal done!

BRADFORD LOAN FUND: In addition to the direct loan programs described under the Small Business Lending section, CRDC manages a small business loan fund targeted to growing businesses in the Town of Bradford in Merrimack County and surrounding communities. Loans of between $10,000 and $200,000 are available for real estate acquisition and improvements. Working capital loans are also eligible. The funds can be only used to fill a financing gap or match bank financing. Typically, a borrower is already working with a bank on a potential loan and the bank lender identifies a funding gap and reaches out to a CRDC lender to discuss a potential loan to address the gap. These funds typically provide less than 50 percent of the total project costs. Please contact a CRDC loan officer for additional information.

SBA Rates

The 10-year,  FULL-TERM, fixed rate equipment debenture for MARCH 2015 is 4.957%. THIS RATE ADJUSTS EVERY OTHER MONTH.

The 20-year, FULL-TERM fixed-rate real estate debenture for APRIL 2015 is 5.05%. THIS RATE ADJUSTS MONTHLY.

The rates are set monthly by SBA's investment bank, Wells Fargo, after review of market rates.

News Teaser

  • March 17, 2015
    CRDC Customer Spotlight: Knoxland Equipment
  • February 17, 2015
    CRDC Creates Financing Package for Local Business Owners to Purchase Building Reducing Overall Occupancy Costs
  • January 21, 2015
    CRDC & Merrimack County Savings Bank Help Local Chiropractor Expand Business

Quick Links

PRINTABLE CRDC FACT SHEET: PDF

2013 SMALL BUSINESS LENDING: PDF

2012 SMALL BUSINESS LENDING: PDF

2011 SMALL BUSINESS LENDING: PDF

2010 SMALL BUSINESS LENDING: PDF

BROWNFIELDS FINANCING PROGRAM (See pages 3 & 4): PDF

2014 BROWNFIELDS LOAN FUND APPLICATION

LOANS CLOSED AND FUNDED

FY 2014 (October 1, 2013-September 30, 2014)

SBA 504: 9 loans, $3,679,000

CRDC DIRECT PORTFOLIO LOANS: 22 loans, $2,452,609

TOTAL FY 2014 ACTIVITY: 31 loans, $6,131,609

 

SEPTEMBER 30, 2014 TOTAL PORTFOLIOS

DIRECT LENDING

53 loans outstanding, $9.7 million originated, $8.2 million outstanding

SBA 504

95 loans outstanding, $37.9 million originated, $29.0 million outstanding

Capital Regional Development Council Practices Equal Treatment of Clients
CRDC does not discriminate on the basis of race, color, religion, sex, marital status, disability, age or national origin in services or accommodations offered or provided to our employees, clients or guests. These policies and this notice comply with regulations of the United States Government. Violations of this policy may be mailed to: Administrator, Small Business Administration, Washington, D.C. 20416.