Your creative resource for small business financing,
real estate development and technical assistance.


What We Do

The Capital Regional Development Council, CRDC, is your creative source for non-traditional financing for small business working capital, real estate acquisition, and equipment needs.  We also work with regional developers to assist with impactful development and redevelopment projects. Let us work with your financial institution to make your project happen. From SBA 504 commercial real estate loans to direct small business loans and Brownfield loans, CRDC has the expertise and experience to get your project financed!
We provide gap financing for between 10 and 50% of total project costs at competitive rates. CRDC is actively seeking impactful real estate development projects and small business borrowers in Claremont, Newport, Franklin, Concord, Bedford and Manchester and throughout Sullivan, Merrimack and Hillsborough Counties for potential participation.

SBA 504 Rates: NOVEMBER 2021

20-year real estate rate: 3.50%

10-year machinery rate: 3.67%  (adjusts bi-monthly)

25-year real estate rate: 3.61%

The rates are set monthly by SBA's investment bank, Wells Fargo, after review of market rates.

Effective rate means the total annual interest rate with all components (investor debenture rate, SBA fee, servicing agent fee and CRDC fee.


September 30, 2021 Fiscal Year End Lending

All Loans Approved: 37 loans: $12,784,919 (Many approved loans carry over into the next fiscal year to close or fund.)

SBA 504: 21 loans authorized: $7,925,000

Total  FY 2021 loans funded/closed: 22 loans, $5,280,419 deployed to small businesses.

The above are totals of direct and SBA 504 loans. 


Job Opening


CRDC is hiring. We are searching for a qualified person to fill the role of Credit Analyst/Commercial Lender Assistant. For more information click here...


  • October 26, 2021
    CRDC Finances Private STEAM focused Bedford Primary School
  • October 19, 2021
    CRDC Finances World Renowned Meadery with Purchase of 100-acres of Land
  • July 13, 2021
    CRDC Assists with SBA 504 Loan for Quality Custom Cabinetry Business in Lakes Region


Capital Regional Development Council Practices Equal Treatment of Clients
CRDC does not discriminate on the basis of race, color, religion, sex, marital status, disability, age or national origin in services or accommodations offered or provided to our employees, clients or guests. These policies and this notice comply with regulations of the United States Government. Violations of this policy may be mailed to: Administrator, Small Business Administration, Washington, D.C. 20416.